Our Story

At RCRS Advisors, we all come to work every day because we want to help people solve one of the most nagging problems they have in their financial lives, their credit situation.  

At RCRS we believe that there is a better way of to restore and build credit.  We truly believe in the transformative effects of good old fashioned diligent, efficient and transparent effort.  Therefore, our hard work = your success!

Ever since we opened our doors in 2012, on the foundation of over 20 plus years of mortgage lending experience, we have been passionately obsessed with creating partnerships with our clients and helping them get rid of that nagging credit situation.

Setting a goal and pursuing it brings purpose and life to whatever it is your trying to accomplish!  Getting your plan in place is a great first step, but remember many more await. Maybe you’ve done this before or maybe it’s all brand new.  Maybe you’re a little nervous, or maybe you’re already a little frustrated. But let me assure you: This journey is going to be great. Your credit comprehensive credit program will be specifically designed to best ensure your success, and we’ll be here with you every step of the way.

The finish line may not be in sight – yet.  But you have the will and we know the way. We are excited to learn about you, your situation and your goals and to help you get where you want to go.

To find out more about how your plan is created and how we will work with you please call us at 314-260-1141 or email us at creditanswers@rcrsadvisors.com

Our Services

RCRS Advisors uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring and building your credit by maximizing your rights as established by the Fair Credit Reporting Act (FCRA).

RCRS Advisors uses a 4-Step process and provides world class customer service.  We specialize in customized credit building strategies that will fit your specific situation to help not just repair but to build credit.  Contact us by clicking here or call us at 314-260-1141 to develop your personalized plan!

RCRS Is Here For You

We at RCRS Advisors will work with you throughout the entire process of restoring and building your credit. Once you have signed up, we start working for you IMMEDIATELY!

Why Credit Matters

Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve your credit will help save you money.

Credit Facts

There are five factors in determining your credit score:

  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Taking on More Debt
  • Types of Credit in Use

Credit Items We Will Address

  • Late Payments
  • Collections
  • Charge Offs
  • Bankruptcies
  • Judgments
  • Tax Liens
  • Repossessions
  • Inquires
  • Identity Theft
  • Fraud
  • Incorrect
  • Foreclosures
  • Garnishments
  • Closed Accounts
  • Negative Settlements
  • Student Loans

Did you know that the FTC has put in regulations to protect consumers? 

Your rights as a consumer