Privacy Policy 

At RCRS Advisors (hereinafter “Company”) we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers and visitors of this Website, including respecting your concerns about privacy. This Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information about, as well as the steps that we take to safeguard your information. If you use this site you explicitly agree to the terms and conditions of the Privacy Policy in effect at the time of your use. We hope that this disclosure will help increase your confidence in our website and enhance your experience on the Internet. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following privacy policy.

Browsing our website
This website does not collect personally identifiable information from your computer when you browse this website and request pages from our servers. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your email address, or any other personally identifiable information. Company’s servers automatically record non-personally identifiable information when you visit our website or use some of our products. When you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the date and time of the request, the URL of your request, the language used, the browser type and any other information that is provided in the HTTP header. We collect the HTTP request header information in order to make our website function correctly and provide you the functionality that you see on this website. We also use this information to better understand how visitors use our website and how we can better tune it, its contents and functionality to meet your needs.
What information do we collect?
When we need to collect personally identifiable information from you to execute the requested transaction or provide you with a particular service, we will ask you to voluntarily supply us with the information we need. We will ask you for information such as, but not limited to: name, address, telephone number, email address, and demographic information (such as income level and gender) to process your submission.
In addition, when you provide contact details for transaction requests such as scheduling an appointment or requesting a proposal, we will use the contact information to keep you updated about future offers or promotions unless you opt-out online or otherwise notify us.
This information may be collected from, but not limited to, the following sources:
Our communications with you, including information obtained when you register for a Company service or otherwise volunteer information, such as your income, assets you possess, and account payment history;
Your transactions with us, our affiliates, or others;
Outside companies, such as consumer reporting agencies, to evaluate your creditworthiness and credit history;
Public sources, such as bankruptcy records and real estate records.

RCRS Advisors does not sell, rent or lease its customer lists to third parties.  Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for services. All such third parties are prohibited from using your personal information except to provide these services to Company, and they are required to maintain the confidentiality of your information.

Company may keep track of the websites and pages our users visit within Company, in order to
determine what Company services are the most popular. This data is used to deliver customized
content and advertising within Company to customers whose behavior indicates that they are interested in a particular subject area. We may use this personally identifiable information for auditing, research and analysis to operate and improve Company’s technologies and services. We may change or broaden the use of your personal information at any time. We may use your personal information to provide customized content, promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses.
Company may also share aggregated information that does not identify you, the consumer, with outside companies. “Aggregated Information” refers to information the Company gathers by aggregating non-personally identifiable information to provide summaries of use of the website. The aggregated information is used to show usage patterns and to do such things as negotiate with vendors of internet services. Such Information is not linked to the consumer’s personal information.
Company will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Fresh Start or the site; (b) protect and defend the rights or property of Company; and, (c) act under exigent circumstances to protect the personal safety of users of Company, or the public.
Aside from the ways mentioned above, we sometimes use your personally identifiable information in other ways, including sending you promotional materials, (By “promotional materials,” we mean communications that directly promote the use of Websites, or the purchase of products or services.).
However, you may “opt-out” of certain uses of your personal information.

Your choices/opt-out
We offer you choices when we ask for personal information, whenever reasonably possible. We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form.
You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.
If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page.
By providing information to Company you are consenting to the collection, use and disclosure of such personal information in the manner described in this privacy policy. We provide you the opportunity to withdraw your consent when such information is collected or at any later time by following the procedure described in this Choice/Opt-Out provision.  Such consent may be withdrawn by calling the telephone number provided below or may be done in writing/email and sent to our customer service department at the following physical address or email address:
creditanswers@rcrsadvisors.com
RCRS Advisors
1210 S. Vandeventer Ave.
Saint Louis, MO 63110
314-260-1141

Security of your Personal Information
Company secures your personal information from unauthorized access, use or disclosure.

Minor age Children
Company does not knowingly collect personally identifiable information from children of minor age. If you are of minor age, you must ask your parent or guardian for permission to use this website.

Changes to this Statement
Company will occasionally update this Statement of Privacy to reflect company and customer
feedback. Company encourages you to periodically review this Statement to be informed of how
Company is protecting your information.

Contact Information
Company welcomes your questions or comments regarding this Statement of Privacy. If you
believe that Company has not adhered to this Statement, please contact Company at:
creditanswers@rcrsadvisors.com
RCRS Advisors
1210 S. Vandeventer Ave.
Saint Louis, MO 63110
314-260-1141